ABC Catalyst – The Mindfulness Experiment

March 18, 2026


<p>ABC Catalyst – The Mindfulness Experiment</p>

This article is originally published by Openground, part of the Career Money Life Supplier Community. You can view the original article on Openground’s website.

 

 

ABC’s Catalyst recently conducted “ The Mindfulness Experiment” by inviting 15 Australians from all walks of life into an eight-week intensive mindfulness meditation program: Mindfulness Based Stress Reduction (MBSR). The outcomes were researched by Associate Professor Nicholas Van Dam, Senior Lecturer, University of Melbourne. 

 

 

 

Mindfulness-Based Stress Reduction (MBSR)

 

 

MBSR uses a range of mindfulness practices to teach participants to cultivate an observant, accepting and compassionate stance towards their own internal experiences including cognitions, emotional states, body sensations and impulses. MSBR is a bit different from many other contemporary mindfulness offerings in that it is: 

  • evidence-based,
  • not a quick fix,
  • quite demanding in terms of practice (up to an hour a day!) and
  • the group process is quite important.

 

People in the group were dealing with the usual stress of life but also the poignant challenges of chronic pain, PTSD, anxiety and depression, injury, grief and loss and Multiple Sclerosis. The Catalyst program will show ordinary people in the throes of interest, confusion, irritation, pain, excitement, warmth and humour as they learn how to approach their own stress and distress using mindfulness meditation as their guide. Some amazing stories of transformation ensued. And the show also points out the complexities that scientists face when they are researching mindfulness.

 

 

The Catalyst MBSR course

 

 

The Catalyst MSBR course was demanding in all sorts of ways. Often we had 10 crew creeping around and pointing cameras and sound booms in our faces, as we meditated and then explored the practice in the group.  And many of the participants travelled a long way each time to the group.  While we will have to wait for the program to find out about the cortisol levels, the MRI scans and the blood pressure measures, what I can report on is some of the profound processes and discoveries that people made.  These are some of the things we learned:

 

Starting something new is scary

 

Djo Hillaire came to the course suffering the profound grief at having lost his beloved wife of 40 years just three months before. He was a true leader in the group because of his emotional openness and articulateness (being French and 71!). He writes:

“My first question was – How am I going to even ‘be there mentally’, with my immense grief, (as I can hardly talk), facing so many new faces? I should not have come!  But I should not have worried. I realised pretty quickly that when bad luck, adversity, trauma rips apart someone’s life, that very someone is already well inclined and open hearted to listen to anyone else’s sadness.” 

 

Mindfulness is a deeply social activity

 

We can’t do it alone. Mindfulness is not for the fainthearted and part of what makes the MSBR process so special is the care taken by all of us to make it a group in which vulnerability is OK and even provides a gateway to learning and connection.  From Djo again:

“Even if we did not believe it at first, we were going to learn from each other, from our experiences, and more so, we were going to foster, develop, become stronger, and even find some answers, because of the group. 

I understood a bit later that someone’s evaluation of the practice, and of the week events, was to be a valuable insight for me/others, as we continued  together in the classes, as well as separately with the home practice.” 

 

Self-criticism gives way to compassion in dealing with pain

 

Samantha Olhsen came with chronic pain and PTSD from many years in the military.  She describes her journey in terms of the shift from a pushy, self critical mode of being with herself to a kind and and compassionate one: 

“The meditation component of mindfulness has been helpful, particularly in improving my concentration and productivity.
However the lesson that mindfulness has instilled have been life changing. A lifetime in the Army, had made me an expert at self criticism to fuel motivation and attention to detail. After a diagnosis of PTSD and chronic pain this coping mechanism was far from helpful. In fact, it was down right destructive, but it was the only way I knew how to live. Despite psychologists pointing this destructive thought pattern out and attempting to get me to change my thought patterns, I was highly resistant to changing it as I thought without it I would become weak and lazy. The mindfulness course slowly broke down my barriers to changing this thought pattern from self criticism to self compassion. This is allowing me to let go of the past and of things that are outside of my control and get on with life. I seem now to see things more clearly, and it has made dealing with the reality of the life I have a lot easier. I still live with PTSD and chronic pain, but I’m not continually fighting myself and my thoughts anymore. Thank you for your patience in dealing with someone who was so resistant to the idea of mindfulness. I’m really glad you were able to help me get through a major sticking point in my recovery.”

 

Opening up emotionally

 

Shane, a high-achieving architect, discovered a lot about himself over the eight weeks: 

“During the course I experienced an enormous shift in what I thought I knew about myself, particularly with regard to my emotional and stress responses. I entered the course with a strong habit of shutting down or becoming numb in high stress environments, something that I believed was a positive trait as it enabled me to endure the situation. The practice of mindfulness helped me to observe, understand and overcome the various impacts that pattern of numbing had on many aspects of my daily life such as energy levels, focus, sleep and relationships.

I think it is important to normalise and promote preventative approaches to our mental health, in the way that we do with diet and exercise. We tend to focus on the treatment of injuries rather than prevention; when we consider that approach in the context of mental health, by the time the injury is apparent, the damage has been done. I view mindfulness as an unmissable opportunity to take control of my wellbeing.”

For Ben Knight – who came from an armed services background, working in the Navy – becoming more open to his emotional life was also important.  He writes:

“On completion of the 8 week course, we were asked to summarise our experience in one word, I chose “blessed”. As a fairly head strong male from a traditional environment where I have always suppressed my feelings and emotions, I made the decision to commit to the program with no preconceived ideas. What I was able to do was break down my own internal walls and just be honest with myself. The result has been profound in my life, I sleep better, I am able to be more level headed with my emotions but most importantly I am more present in my family life and the impact it has on my relationships with my beautiful partner and daughter is everything I could wish for. My journey in life will continue to have its challenges but I feel better equipped to recognise and deal with these challenges and be open with myself through the practices learnt. The course had such a positive impact on my life at the period that I was at and I am grateful for the experience and on completion I was, and still feel “blessed” for being able to share that journey.”

 

Mindfulness training is experiential, not just cognitive

 

It is such a shame that so much mindfulness these days is taught primarily with a Powerpoint about the neuroscience and with little engagement in the actual practice. Even though this kind of teaching is well-intentioned, it won’t help much except to add another “should” to how we need to be in order to be a good person, or a good team player or good worker. Djo writes about the process:

“At first I had lots of questions: How could I ‘measure’ where my practices would take me every week? How could I decipher any strong sensation that I was making a certain progress in that elusive search for peace, and make my difficult journey much more bearable?

But like every good teacher, meditation does not give you the answers on a platter as every student would like to have it. After four months of practice and good advice, I feel that the nebulous forest of my thoughts is, from time to time, showing some welcome clearing. The journey which has started cannot be stopped now, as it would be inconceivable to regress to the state I was in, before the mindfulness course. That journey will never end because it is in itself the answer to my intense grief. The practice itself seems to give me a present for every day of my life now.”

 

 

The practice is important

 

What I found again, is that it is the practice that makes the difference.  To make real changes in our thinking, feeling and actions we do need to practice. I have seen powerful new skills and capacities develop in people in a relatively short time, but it is the practice, rather than beliefs or ideas about being ‘more mindful’ that seem to provide the traction for change. 
 

What you may initially meet in practice is not an escape from life but more intimacy with your own mind and body and this is the very site of your stress and distress. So initially, you may feel more of the discomfort you have been avoiding through busyness, or drinking or positive thinking or zoning out generally. This doesn’t mean the practice “isn’t working”. It can be a bit challenging but it is an excellent (and the only) place to start.

Gemma McKinnon from the Catalyst MBSR course, a young Indigenous lawyer and academic (who has 4 children at the ripe old age of 31!) even found time to do the practice.  If she can, we all can!   She says:  “I don’t think it’s an overstatement to say that the MBSR course changed my life. It has brought such happiness and contentment to my days and the space to really think about my choices rather than have them be based on reactions to dissatisfaction with the now. My friends noticed a change in me from as early as week two and they all want to do the course now.”

 

 

Some facts about MBSR 

  • MBSR was developed in 1979 by Professor Jon Kabat-Zinn and colleagues at the University of Massachusetts Medical School. 
  • Over the past 40 years, MBSR has been adapted and translated into many mindfulness-based programs which are used to treat a wide range of mental and physical health issues including depression, anxiety, pain and illness, substance addiction, eating disorders and also in education, leadership and workplace contexts.
  • Read “What Mindfulness Isn’t” The Conversation, Nicholas Van Dam, 19th Feb, 2019. 

 

Help your employees better manage stress. Career Money Life offers a wide range of services including stress management programs, health and wellness coaching, yoga, meditation, mindfulness, and more, as part of our Health and Wellbeing Program. Book a demo now or contact us to learn more.

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Effective 1 July 2014

The Career Money Life Websites (www.careermoneylife.com , careermoneylife.ca, careermoneylife.com.au) are owned and operated by My Outplacement Pty Ltd (ABN 96164289758) herein referred to as "Career Money Life". These terms and conditions apply to the use of the Websites, and refer to all Services which are promoted or ordered on the Websites.

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2. The Services

Career Money Life promotes a range of services on the Website including some services where it acts as an agent for independent service suppliers (known as ‘Service Suppliers’) that supply career transition, outplacement, money related and health and wellness services to customers (collectively, the 'Services'). Registration on a third-party website, operated by the independent service supplier, may be required to use some Services. Career Money Life may require proof of identity, via an email address and password, prior to the ordering of the Services. Eligibility restrictions, if any, will be noted when registering for each Service. Career Money Life will keep a record of all Services ordered by you.

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If you have ordered a Service from the Career Money Life Website and you have since changed your mind about the Service you have chosen you can cancel your order within 7 days of the order date and receive a refund of your credit.

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Guarantees and Warranties required by law

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Career Money Life reserves the right to change prices without notice. Once an order has been placed, prices will not change. All prices include Goods and Services Tax (GST) or VAT (Value Added Tax) at the current legislated rate.

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Career Money Life Life is not liable or responsible for any loss suffered as a result of a Service order notification via email being blocked by filters or firewalls, or where the incorrect email address has been entered by the customer into their online account. If the recipient does not receive the email notification of order, please contact us immediately so that we can send the order notification to an alternative email address.

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Career Money Life has no responsibility for any service delivered, or not delivered, by independent Service Suppliers. Service Suppliers deliver services directly to customers. Career Money Life makes no guarantees, warranties or representation regarding the standard of any service delivered by a Service Supplier. All Services promoted by Career Money Life are provided subject to the terms and conditions of each Service Supplier and Career Money Life’s terms and conditions. Career Money Life does not control the business operations of Service Suppliers.

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Career Money Life reserves the right, for any reason, in its sole discretion, to terminate, suspend or change any aspect of the Websites or the Services including but not limited to services, content, features or hours of availability. Career Money Life may impose limits on certain features of the Websites or the Services, or restrict your access to part or all of the Websites or the Services without notice or penalty.

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All Services are offered by Suppliers subject to availability. Bookings of Service sessions should be made with the Supplier at a mutually agreed time. Bookings are not finalised until you have received an email confirmation or other means of confirmation from the Supplier which confirms your booking. Please be advised that some Service Suppliers display availability dates on the Website. These dates are guidelines only and may be subject to change. We suggest that you contact the Supplier as soon as you have ordered the Service to confirm a mutually agreed time. If no mutually agreed time can be agreed, you will then be able to cancel the Service and be refunded your credit (subject to cancellation occurring within 7 days of the order date).

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It is your responsibility to ensure you enter your email address and other contact details correctly in your online account on the Website. Failure to do so may result in loss or incorrect delivery of the email notification of your order. As the Service Supplier will be expecting you to contact them, you may end up forfeiting your Service (subject to the Supplier’s terms and conditions).

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Following the initial seven (7) day period after the order date, (where you can cancel without penalty,) if you cancel an order for a Service, you may incur a cancellation fee from the Service Supplier. Our Service Suppliers have their own cancellation policies displayed with their Service descriptions on the Website, which you are bound to follow. In some cases, cancellations by you may result in the loss of your credits completely if the Service Supplier is unable to re-use your booked session on the day. If a Service Supplier needs to cancel a Service for any reason, you will be notified as soon as possible in order to reschedule a convenient alternative date. Career Money Life will not reimburse any travelling, accommodation or other expenses incurred by you or any other person in the event of a cancellation.

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If you have a problem or a complaint with the Service, please bring this to the Service Supplier’s attention immediately so that issues may be addressed. If this does not resolve your issue, please lodge a Service delivery dispute for the order in question in your online account and provide details of the dispute. Career Money Life will endeavour to resolve the issue with the Supplier, but will assume no liability for unsuccessful dispute resolution.

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Service Suppliers may describe on the Website that they maintain appropriate public liability insurance for risks associated with the provision of their Service. Career Money Life makes no warranty or representation about their Services or their insurance whatsoever.

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Service Supplier session lengths are approximate and are given by Service Suppliers as a guide to the time it takes to deliver the Service. Unless otherwise stated, there may be waiting time involved.

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Expiry is when the credit balance associated with a Program to which you have been assigned is set to zero. The credit balance in a Program will expire on the Credit Use By Date which is published on the My Dashboard page of your online account on the Website. This date can be changed at the discretion of your Employer or of Career Money Life.

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All Service marks that appear on the Website and the Services that are not Career Money Life marks are the marks of their owners. References to any names, marks or Services of third parties or hypertext links to third party sites or information do not constitute or imply endorsement, sponsorship or recommendation of the third party information or Service.

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You agree that Career Money Life has the right, but not the obligation, to monitor, edit, disclose, refuse to post, or remove at any time, for any reason in its sole discretion, any material and content anywhere on the Websites or the Services. Notwithstanding this right, Career Money Life may not review all material and content posted by users on the Website or the Services and Career Money Life is not responsible for any material or content posted by customers or Service Suppliers.

19. Privacy

Career Money Life respects your privacy. For an explanation of our practices with regards to information collected or submitted to the Website, please see our Privacy Policy online.

20. Intellectual Property

You acknowledge and agree that all content and materials available on the Website, including but not limited to the Career Money Life name and logos, text, software, images, and video, are protected by intellectual property and other laws. Except as expressly authorised by Career Money Life, any use, copy, reproduction, display, performance, modification or transmission is strictly prohibited.

21. Limitation of Liability

In no event shall Career Money Life be liable for any special, incidental or consequential damages that are directly or indirectly related to the use of, or inability to use, the Website, the Services, or the content, materials and functions related thereto even if Career Money Life has been advised of the possibility of such damages. Career Money Life has no liability for any act, omission or default, whether negligent or otherwise of any Service Supplier or third party. Career Money Life has no liability for any loss or damage occasioned by any negligent act or omission of any Service Supplier or third party. Where Career Money Life's liability cannot be excluded, such liability is limited to the value of the individual Service ordered.

22. Indemnification

You agree to defend, indemnify and hold Career Money Life and its officers, directors, employees, agents, licensees, successors and assigns harmless from and against any and all claims, losses, damages, liabilities, costs and expenses (including reasonable legal fees) incurred or suffered by them in connection with any claim arising out of or related to: (a) your use of the Website or the Services; (b) your breach or violation of any of these Terms of Use; (c) your dispute with another user; or (d) the unauthorised access to any password-protected area of the Website or the Services using your password. Career Money Life reserves the right, at its own expense, to assume the exclusive defence and control of any matter otherwise subject to indemnification by you, and you shall not in any event settle or otherwise dispose of any matter without the prior written consent of Career Money Life.

23. Governing law and jurisdiction

The law of the State of Victoria, Australia governs this Agreement. The parties submit to the non- exclusive jurisdiction of the courts of the State of Victoria and of the Commonwealth of Australia.

Career Money Life Privacy Policy

Career Money Life collects and uses your personal information in operating this website and in providing services to you, in a manner that adheres to the Privacy Act 1988 (Cth) and the Australian Privacy Principles.

Table of Contents:
  • What is Privacy?
  • Data Protection Principles
  • Collection
  • Use and Disclosure
  • Quality of Data
  • Data Security
  • Openness
  • Access and Correction
  • Onward transfers of Personal Information
  • Sensitive Information
  • Non-personal Information
  • Sharing of Information
  • Cookies
  • Order Status Information and Service Updates
  • Surveys
  • Links
  • Community Functions
  • Disclosing your personal information overseas
  • Changes to the Privacy Policy
  • About this Notice
What is Privacy?

Information privacy is about giving individuals some control over when, how and to what extent information about themselves is communicated to others.

Career Money Life is committed to providing you with privacy safeguards that are consistent with your right to choose whether you wish to provide information about yourself, and if you do provide it, the nature and quality of that information. By using the website and services, you agree to the collection and use of your information in accordance with this Privacy Policy. If you do not agree with this Privacy Policy, please do not use the website or the services.

Data Protection Principles

Our approach to data protection is built around five key principles:

Lawfulness, fairness and transparency: We abide by the Privacy laws of the jurisdictions we operate and provide full transparency of your data and how it is used.

Data purpose & minimization: We only collect and process sufficient date to deliver the services that you elect to use, and this is communicated to you throughout your journey with us.

Accuracy: We provide you with the tools to keep your data accurate and up to date.

Retention: There is a time limit to our storage of your Personal data.

Accountability, integrity and confidentiality: Your data is important to us. We accept the responsibility that comes with processing your personal data, and adopt accepted industry standard security practices to keep it secure.

Collection

Career Money Life will collect personally identifiable information from you that is necessary for the purposes of supplying to you the services you subscribe for:

  • Name and email address
  • Secret question and answer for identification purposes
  • Residential address, phone number
  • Age
  • Job Status and Job Application Information
  • Resume Information
  • CareerID Assessment Tool Information
  • My Goals Life Area Importance and Satisfaction

Other than your name and email address, this information is not collected or processed unless you consent to do so. The secret question and answer are required as part of your account set up to validate who you are, in the event that you forget your password, or require certain types of support from our customer service. You are required to accept our Privacy Policy when you provide personal data as part of using the site (for example using the Resume tool). You are required to accept our Terms and Conditions, which references our Privacy Policy, whenever you order a service.

The website and the services are not intended for use by children. Career Money Life will not knowingly collect any personally identifiable information from users under the age of 13.

Use and Disclosure

Career Money Life will use your personally identifiable information for customer service, to provide you with information that you may request, and to customize your experience on the website or with the services. Your personally identifiable information is used by Career Money Life to respond to your requests, process your transactions, tailor offerings to you, and for general internal business purposes.

Career Money Life will use your financial information to bill you for services or otherwise process your transactions. By ordering a service on the website or using the services, you consent to Career Money Life providing your financial information to its service providers and to such third parties as it determines is necessary to process your transactions. These third parties may include the credit card companies and banking institutions used to process the transaction.

Career Money Life will use your address information to display services approximate to your location. Career Money Life may share your location information individually with your consent and in the aggregate. Career Money Life may share your name, email address and location information with certain select third parties whose services you have ordered, or we think might be of interest to you (for example if you have listed your profile for recruiters to view). You always have the opportunity to request that your information no longer be shared with these parties by emailing Career Money Life or signing into your online account and disabling the appropriate function. Please note that your removal from these communications will only apply to the sharing of your information in the future and not to information that may have already been shared with third parties, as provided in this Privacy Policy. You may need to contact third parties that may contact you directly to request not to receive future communications.

Unless you tell Career Money Life not to, Career Money Life may use your personally identifiable information to contact you with information it thinks you would be interested in. If you do not want to receive this information, indicate that Career Money Life may not do so at the point where you give Career Money Life your personally identifiable information. If you change your mind later, email Career Money Life. Email messages will also provide you with an opportunity to opt-out of receiving this information. Please note that changes to your preferences may not be effective immediately.

If Career Money Life is sold to, or merges with, another company, or declares bankruptcy, some or all of the information collected from you may be transferred to a third party as a result of the transfer of assets. Career Money Life may also disclose your information if it is necessary to comply with applicable laws or protect the interests or safety of Career Money Life or other website or service users.

Quality of Data

Career Money Life will take reasonable steps to ensure that the information we collect from you, use or disclose is accurate, complete and up-to-date.

Data Security

Career Money Life will take all reasonable steps to ensure that the personal information we hold about you is protected from misuse and loss or from unauthorized access, modification, or disclosure. We are continuously updating our Data Security practices in line with accepted industry standards.

Openness

Career Money Life will be always be open and honest about the way in which we manage personal information.

Access and Correction

Career Money Life lets you see the information we hold about you and correct it if it is wrong. You are able to sign into your account at any time to download and/or delete your own data.

Data Retention

On your request we will close your account and delete all your Personal data held on our platform. On the request of your employer, we will close your account and delete all your Personal data held on our platform. Seven years after you last sign-in to your account we will automatically delete your Personal data.

Onward transfers of Personal Information

Except as provided herein, Career Money Life will not provide your personal information to any other person unless we do so as part of a service that you have ordered, or we ask you and you agree, or unless we are forced to do so by law.

Sensitive Information

Career Money Life will not collect or record information about your racial or ethnic origin, political views, religious or philosophical beliefs, or details about your health or sex life.

Non-personal Information

Career Money Life may automatically collect non-personal information about you. This includes the type of Internet Browser and IP address you use and the site which linked you to the Career Money Life website. This information is used to assist Career Money Life in providing you with an effective website. Career Money Life uses non-personally identifiable information for internal purposes and to help us interact with visitors to the website. We may also share non-personally identifiable information in the aggregate form with third parties to illustrate trends and patterns. You cannot be personally identified from this information.

Sharing of Information

Career Money Life may share aggregated demographic information with our partners. This information is not linked to any personal information that can identify any individual person.

At times Career Money Life may partner with another party or use a third-party contractor to provide specific services on its behalf, such as authorization of credit card transactions and delivery of services, and may share your information with these contractors for those limited purposes. When you use these services we will provide your name and other contact information that is necessary for the third party to provide these services. These parties are not allowed to use personally identifiable information except for the purpose of providing these services.

Cookies

Refer to the Career Money Life Cookie Policy.

Order Status Information and Service Updates

We will use your email address to send order status information and feature updates. You can unsubscribe at any time, and thereafter sign in to review your order status information.

Surveys

At times Career Money Life requests information from users and service providers through surveys. Participation in these surveys is completely voluntary and the user therefore has a choice whether or not to disclose this information. Information requested may include contact information, demographic information, your well-being and opinions. Survey information may be used for purposes of monitoring or improving the use and satisfaction of this service, de-personalised and provided in aggregate to employers, service providers, or other organisations.

This web site may contain links to other sites. Please be aware that Career Money Life is not responsible for the privacy practices of such other sites. This privacy statement applies solely to information collected by this web site.

Community Functions

The website and services may make available to its users feedback reviews, forums, message boards, and/or other community functions. Remember that any information you disclose in these areas may become public information and you should exercise caution when deciding to disclose your personal, financial or other information. You should use such community functions at your own risk.

Disclosing your personal information overseas

You information is stored in Australia, but may be disclosed to CML Staff or Service Providers located outside of Australia where this is required to deliver a service that you have ordered or provide support that you have requested.

Changes to the Privacy Policy

Career Money Life reserves the right to change the terms of this Privacy Policy. Any changes will be posted on this page so we encourage you to check this page regularly. Your continued use of the website or the services following any changes to this Privacy Policy will constitute your acceptance of such changes.

About this Notice

This Data Privacy Statement has been issued by my outplacement pty ltd, trading as Career Money Life, ABN 96 164 289 758, Level 40, 140 William Street, Melbourne, VIC 3000, Australia and is effective as at 3 March 2023.

If you have enquiries, complaints or wish to provide feedback about this policy or the handling of your data, please email our Data Protection Officer at privacy@careermoneylife.com

Cookie Policy

Last updated: October 1, 2025

Career Money Life (CML) is committed to protecting the privacy of individuals who visit the Career Money Life websites (Sites), purchase our products/services and who register to use our services.

This Cookie Policy provides information about how CML uses cookies and other similar technologies when you create or access an account through any of our Sites as well as all international domains and subdomains and/or any other CML owned or controlled websites.

What are Cookies?

A cookie is a small data string our server downloaded onto your device. Cookies on CML Sites may set a unique identifier, or collect user preferences and profile information. CML’s server will query your browser to see if there are cookies previously set by CML Sites. A cookie cannot be used to access or otherwise compromise other data on your device.

How We Use Cookies and/or other similar technologies

We use both session cookies (which expire once you close your web browser) and persistent cookies (which stay on your computer until you delete them) and other technologies to help us collect information such as your IP address, browser type, operating system, access times, referring/exit web site addresses, and information regarding your experience with CML Sites to enhance your experience using the Sites.

We may use cookies for various purposes, including:

  • To help you navigate CML Sites;
  • To facilitate the sign up and login process for CML Sites;
  • To personalize your experience;
  • To analyse which pages are visited most frequently;
  • To measure advertising and promotional effectiveness; and
  • To detect and prevent invalid traffic

If you do not want CML to deploy cookies in your browser, you can opt out by setting your browser to reject cookies or to notify you when a web site tries to put a cookie in your browser software. This will not affect your ability to use the CML Sites, except in some cases where cookies are used as an essential security feature necessary for transaction completion and may be required to complete certain functions. In most cases there are no industry standard options for disabling cookies without completely disabling the functionality and features they add to the site. It is recommended that you leave on all cookies if you are not sure whether you need them or not, in case they are used to provide a service that you currently use or may wish to use in the future.

Necessary Cookies

Some cookies are necessary for the website to function and cannot be switched off in our systems. They are usually only set in response to actions made by you which amount to a request for services, such as setting your preferences, logging in or filling in forms. You can set your browser to block or alert you about these cookies, but some parts of the site may not then work. These cookies do not store any personally identifiable information.

Examples of this type of cookie include:

  • Account Registration - If you create an account with us, we may use cookies for the management of the enrolment process and the general administration of the account. These cookies will usually be deleted when you log out however in some cases they may remain afterwards to remember your site preferences when logged out.
  • Account Login – We use cookies when you are logged in so that we can remember this fact. This prevents you from having to log in every single time you visit a new page. These cookies are typically removed or cleared when you log out to ensure that you can only access restricted features and areas when logged in.
  • Order Placement & Processing -- CML sites offer the ability to purchase services and some cookies are essential to ensure that your order is remembered between pages so that we can process it properly.
  • Fraud Prevention and traffic validation – we may have cookies or tags to detect and prevent fraudulent or malicious traffic coming to our Sites.
Third Party Cookies

CML Sites use third party applications such as Google, AWS, Zendesk, Stripe and Mapbox to deliver services and features on the Sites. These third-party applications can also use cookies that help us improve your experience and allow us to understand how you use a site.

These cookies may allow CML Sites to remember information you have entered and your preferences, in order to provide a personalised experience as you use and move around the Sites. These cookies may also track things such as which pages you visit and for how long.

If you do not allow these cookies then some services and features may not function properly.

Disabling Cookies

You can prevent the setting of cookies by adjusting the settings on your browser (see your browser Help for how to do this). Be aware that disabling cookies will affect the functionality of this and many other websites that you visit. Disabling cookies will usually result in also disabling certain functionality and features of CML Sites. We recommend that you do not disable cookies.

Contact us

If you have comments or questions about this Policy, you may contact us by mail e-mail at privacy@careermoneylife.com