Transition to Retirement
Case Studies
Discover how we've helped organisations support employees through retirement transitions with tailored planning and coaching programs.
Empowering Mature-Aged Employees Through a Long-Term, Flexible Transition-to-Retirement Program
Industry: Global Engineering, Design & Advisory Services
Services Delivered: RetireHub Platform, Marketplace Credits, Personalised Coaching, Financial & Wellbeing Support
Employees Supported: 55+ (Ongoing Self-Selection Model)
Program Rating: 4.8 / 5
Overview
A global engineering and design firm known for its people-first culture and commitment to sustainable careers, partnered with Career Money Life to provide long-term transition-to-retirement support for employees aged 55 and over.
The organisation wanted a flexible, opt-in model that would empower employees to proactively plan for their evolving life and work goals, whether that meant transitioning out of full-time employment, reducing hours, building a passion project, or moving into volunteering or contribution-based work.
Through RetireHub and CML's Marketplace Credits, employees gained access to personalised retirement coaching, financial advice, wellbeing services, and curated resources designed to help them plan their next chapter with confidence.
- Offer a voluntary, employee-led retirement planning program for staff aged 55+
- Provide a broad mix of practical and wellbeing supports to suit varied personal needs
- Reduce uncertainty and enhance employee confidence in planning for later career stages
- Ensure the program was flexible, equitable, and simple for HR to administer
- Maintain ARUP's strong culture of care, longevity, and sustainable careers
RetireHub for Mature-Aged Employees
Employees aged 55+ were offered ongoing self-enrolment into RetireHub, which provides:
- Personalised retirement coaching
- The CareerCanvas career and identity assessment
- Curated videos, articles, tools and planning resources
- Access to the My Life Plan goal-setting tool
- Pathways for lifestyle design, wellbeing, and financial readiness
This enabled employees to explore both the practical and emotional aspects of transitioning into retirement or semi-retirement.
Marketplace Credits for True Choice
Each participant received Marketplace Credits to tailor their program based on their individual goals, with services including:
- Financial planning and retirement readiness advice
- Transition-to-retirement coaching
- Wellbeing support and mental health services
- Coaching for transitioning from full-time work to passion projects
- Volunteering and community contribution pathways
- Accounting and tax advice
- Lifestyle and health services
Employees could mix and match services to create a plan that fit their unique circumstances.
Ongoing, Low-Admin Program Delivery
ARUP benefited from:
- A fully self-managed participant enrolment process
- Automated communications
- Transparent reporting
- Easy credit management via HRHub
- Consistent employee experience across locations and business units
- Strong, steady participation through ongoing self-enrolment
- Consistent satisfaction rating of 4.8 / 5
- Employees reporting greater clarity, confidence, and preparedness
- Increased engagement among mature-aged employees
- Program reinforces ARUP's commitment to long-term people wellbeing
- HR workload significantly reduced through automation and self-selection
Client Testimonial
"Providing our people with RetireHub and Marketplace Credits has been an excellent investment in their long-term wellbeing. Employees value the flexibility, and the ability to personalise their transition planning has made a real difference to engagement and confidence."
— ARUP Representative
Employee Testimonial
"RetireHub gave me the structure and support I needed to think beyond the financial side of retirement. The coaching helped me explore what I want my next chapter to look like — including balancing part-time work with a passion project I've wanted to start for years."
— RetireHub Employee
- Long-term relationship built on trust, transparency, and strong results
- Flexible, employee-led model aligned with ARUP's culture and values
- High-quality coaching delivered with empathy and expertise
- Marketplace Credits enabling tailored, meaningful support
- Scalable, low-admin solution ideal for a global, diverse workforce
How a National Electrical Leader Transformed Retirement for its Mature-Aged Workforce
Industry: National Electrical Services Company
Services Delivered: In-Person Workshops, RetireHub Access, Coaching & Support Tools
Program Rating: 4.9 / 5
Participants Who Would Recommend the Program: 100%
Overview
A leading national electrical services company approached Career Money Life (CML) seeking a structured, supportive way to help its mature-aged employees plan for retirement with confidence.
They wanted a program that balanced practical financial readiness with emotional well-being, identity, and purpose — and that demonstrated genuine care for employees at every stage of their career.
CML partnered with the organisation to design and deliver a tailored Transition-to-Retirement experience leveraging our RetireHub platform, curated tools and resources, and a series of in-person, half-day workshops delivered across their sites.
The result was an engaged cohort of employees who felt more prepared, more confident, and better equipped to take their next steps into retirement.
- Provide meaningful support to mature-aged employees approaching retirement
- Deliver practical education on financial readiness, lifestyle design, and wellbeing
- Normalise retirement planning and reduce uncertainty about "what comes next"
- Reflect the organisation's commitment to being a caring, people-centric employer
- Ensure the solution was flexible, scalable, and easy to manage for HR
Tailored In-Person Workshops
CML designed and delivered a series of interactive, half-day workshops covering:
- Wellbeing and mental health in retirement
- Purpose, identity, and lifestyle planning
- Superannuation and financial confidence
- Government benefits and entitlements
- New life pathways, volunteering, and contribution
Sessions were facilitated by CML's experienced retirement specialists and created space for open conversation, reflection, and peer learning.
RetireHub Access for Every Participant
Each employee received access to CML's RetireHub, including:
- Personalised retirement coaching
- The CareerCanvas Assessment & Debrief
- On-Demand videos, articles, and resources
- The My Life Plan goal-setting tool
- Marketplace Credits to access additional lifestyle, wellbeing, and financial services
This blended, high-touch/high-tech approach helped employees continue their planning long after the workshops.
HR-Friendly Program Delivery
HR benefited from:
- Seamless onboarding
- Automated communications
- Real-time usage and reporting
- Credit management through HRHub
This ensured minimal administrative load and maximum transparency.
Outstanding Engagement
- Employees reported feeling more prepared, more informed, and more confident about transitioning into retirement
- Many commented that the sessions gave them the knowledge and clarity they had "never had time to explore before"
Client Testimonial
"Supporting our mature-aged employees is something we take very seriously, and partnering with Career Money Life helped us do this in a truly meaningful way. The workshops and RetireHub resources gave our people clarity, confidence, and practical next steps for planning their retirement. CML were outstanding partners — responsive, thoughtful, and committed to understanding and meeting our needs. The positive feedback from our employees speaks for itself."
— HR Leader, National Electrical Services Company
Employee Testimonial
"Before attending the program, I felt uncertain about what retirement would actually look like for me. The workshop helped me think beyond the financial side and really consider my purpose, well-being, and how I want to spend my time. The tools on RetireHub have been incredibly useful — I've already started building my plan. I walked away feeling clearer, more confident, and genuinely supported by my employer."
— RetireHub Participant
- A genuine commitment to employee wellbeing
- A flexible, blended program that supported varied needs
- Expert guidance delivered with warmth and clarity
- Easy implementation for HR
- Strong alignment with the organisation's people-first values